Your credit score is determined by several factors, including payment history, the amount of credit you are using, length of your credit history, new credit accounts, and the types of credit you have open. Understanding the factors that affect your credit score will help you plan the most effective way to build and maintain your credit score.
Navigating the real estate market as a first-time homebuyer can be challenging. Recent changes resulting from the National Association of Realtors® (NAR) settlement have added complexity to the process, even for experienced homebuyers. To help you prepare for the...
We understand that saving money is simple in concept, but hard in practice. That’s why so many people struggle to do it and it ranks among the top obstacles to homeownership. But with a careful approach and a critical eye on your own financial habits, you can make...
Congratulations on achieving four start on your Homeownership Snapshot! You’ve reached a major milestone that indicates that you’re ready for the next step. You’ve got your financial ducks-in-a-row when it comes to your homeownership-related finances, savings are...