Business Building Center

FinLocker has easy-to-use tools for your consumers to manage their money, monitor credit, budget, save, pay down debt, and improve their financial wellbeing on the path towards achieving their dream of homeownership. 
Providing your customers with a FinLocker is a competitive advantage. Let us help you maximize that advantage with tips on using FinLocker to build your business and increase engagement with your white-labeled FinLocker, so your customers will get mortgage ready sooner, and you’ll create customers for life.

Latest News

2021 Conforming Loan Limits

The Federal Housing Finance Agency (FHFA) has announced a 7.5% increase to the baseline conforming loan limit for Fannie Mae and Freddie Mac home loans financed in 2021 for nearly every county in the U.S.

Young Couple Buying First Home

2021 FHA Home Loan Limits

The Federal Housing Administration (FHA) has announced a 7.4% increase to the low-cost and high-cost area loan limits for FHA home loans financed in 2021 for 3,108 counties across the nation. FHA’s loan limits will remain unchanged in 125 counties.

Drive Business

5 Ways To Fill Your Pipeline With Millennial Homebuyers in 2021

In 2021, a significant wave of millennials will be 30-353, the prime homebuying age for first-time buyers. FinLocker can help you to fill your pipeline with Millennial homebuyers and position yourself to capture their repeat business and referrals.

Qualify More Borrowers With A Top Of The Funnel Digital Transformation

FinLocker levels the paying field with a digital solution that empowers borrowers to become mortgage ready at their own pace and can deliver an experience that will ultimately drive repeat business and referrals.

Adapting Business For 2021

Planning Your Pivot: Learning From 2020 To Prepare For 2021

Mortgage lenders and originators who successfully transformed their business almost overnight in March 2020 had a record year in 2020. 2021 is expected to be another year of change. Identify what strategies elevated your business in 2020 and prepare to pivot in 2021.

Bringing Financial Wellbeing to the Black Community

In honor of Black History Month, we’ve examined the racial disparity in homeownership and ways for the fintech, finance, and mortgage industries to improve Black Americans' homeownership rate.

Nurturing Consumers Towards Mortgage Readiness

How To Provide Borrowers With A Personalized Homebuying Experience

Borrowers come to you at all levels of financial preparedness. FinLocker can get your borrowers mortgage-ready at their own pace, and drive brand loyalty.

consumer-permissioned data provides a secure way to transfer financial data during the mortgage process

Benefits Of Using Consumer-Permissioned Data In Lending Process

Learn how consumer-permissioned data is a win-win for consumers and lenders in the mortgage process. Establishing trust between lender and borrower, while providing borrower with an extra layer of protection.

Case Studies

FinLocker Reduces Time To Close With Fannie Mae’s Desktop Underwriter Service

How one FinLocker client gained a competitive edge by adopting Fannie Mae’s Desktop Underwriter validation service for employment and income to verification to pre-approve and close loans in 10 days.

Having A Lion Mindset Helps Millennial Buy First Home Using FinLocker

Ethan was typical of many young first-time homebuyers - a short credit history, average credit score and no down payment savings - except he had a FinLocker. Read his journey to homeownership.

AllData® Aggregation Helps Low- to Moderate-Income Borrowers in Loan Process

How FinLocker’s partnership with Fiserv allows lenders in the FinLocker network to incorporate financial data aggregation and personal financial management tools from Fiserv into the loan preparation process for low- to moderate income borrowers.

A Case for the Financial Go Bag to Deliver Veterans Financial Health Tools

Vetted VA founder, Christopher Griffith, was seeking additional financial tools to assist Veterans in achieving their financial goals. In March 2020, Vetted VA partnered with FinLocker to deploy the Vetted VA Go Bag, the financial planning and monitoring tool for Veterans.

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