Learning Center
How to Buy a Home on Any Salary
Are you looking to buy a home but uncertain that your current income will not be enough to afford one? The nationwide shortage of affordable housing and higher interest rates have some people concerned that they may need to hold off buying their first home....
Buying a New Construction Home
Do you dream of building your dream home or just want to be the first person to live in your home? Maybe you're finding it challenging to locate an affordable contemporary home that checks off all your boxes? If you've answered "Yes" to any of these scenarios, you...
Factors That Influence Your Credit Score
Your credit score is determined by several factors, including payment history, the amount of credit you are using, length of your credit history, new credit accounts, and the types of credit you have open. Understanding the factors that affect your credit score...
How Consumer-Permissioned Data Protects Your Personal Identifying Information
When you conduct financial transactions online, you often risk exposing your personal identifying information (PII) to criminals who can use that information for identity theft, fraud, and scams. Types of sensitive personal identifying information that criminals...
The Benefits of Saving as a Family
Whether your family is just you and your partner, a family with children, or a multigenerational household, all families have short-term and long-term financial goals. A highly effective way to ensure financial stability within your household is by learning how to...
10 Questions Unmarried Couples Should Ask Before Buying a Home Together
Whether you are an unmarried couple committed to living together or engaged to be married, it might be tempting to buy a home together before interest rates increase. But is it wise?State law governs how property is to be divided or distributed if a marriage...
6 Financial New Year’s Resolutions to Achieve in 2022
The new year has finally begun! Now is the perfect time to plan which financial goals you would like to achieve this year. Here are some of the most popular financial resolutions, along with tips on how you can achieve each goal to give your finances a fresh...
Steps to Take Now to Get a Head Start on Your Taxes
Every year beginning January 1 and ending on April 15, we are required to file our income tax return. While taxes are a simple process for many workers, it’s better to give yourself plenty of time to prepare for tax filing your tax return. Use this checklist as a...
10 Tips to Successfully Sell Your Home Over Winter
In many parts of the country, winter can be a challenging season to sell your home. However, with fewer homes on the market, you can be successful with the right strategies. Let these tips guide you on how to appeal to buyers over winter so you can quickly finalize...
Pros and Cons To Selling Your Home During the Winter Holidays
While spring and summer have proven to be peak seasons for real estate, the winter season also has advantages for homeowners who need to sell. While you should probably tone down your holiday decorations while your home is on the market, if you follow these tips,...
Increased FHA Loan Limits Help Homebuyers Buy a Higher Cost Home in 2022
Homebuyers who would like to purchase a home with a lower down payment or credit score in 2022 can now finance a higher cost home. The Federal Housing Administration (FHA) has announced a 7.4% increase to the low-cost and high-cost area loan limits for FHA home...
Finance a Higher Cost Home in 2022 With Increased Conforming Loan Limits
Good news for the nation’s homebuyers facing increased home prices. The Federal Housing Finance Agency (FHFA) has announced an 18.05% increase to the baseline conforming loan limit for Fannie Mae and Freddie Mac home loans financed in 2022 for nearly every U.S....