Steps to Take Now to Get a Head Start on Your Taxes
Every year beginning January 1 and ending on April 15, we are required to file our income tax return. While taxes are a simple process for many workers, it’s better to give yourself plenty of time to prepare for tax filing your tax return. Use this checklist as a...
10 Tips to Successfully Sell Your Home Over Winter
In many parts of the country, winter can be a challenging season to sell your home. However, with fewer homes on the market, you can be successful with the right strategies. Let these tips guide you on how to appeal to buyers over winter so you can quickly finalize...
Pros and Cons To Selling Your Home During the Winter Holidays
While spring and summer have proven to be peak seasons for real estate, the winter season also has advantages for homeowners who need to sell. While you should probably tone down your holiday decorations while your home is on the market, if you follow these tips,...
Increased FHA Loan Limits Help Homebuyers Buy a Higher Cost Home in 2022
Homebuyers who would like to purchase a home with a lower down payment or credit score in 2022 can now finance a higher cost home. The Federal Housing Administration (FHA) has announced a 7.4% increase to the low-cost and high-cost area loan limits for FHA home...
Finance a Higher Cost Home in 2022 With Increased Conforming Loan Limits
Good news for the nation’s homebuyers facing increased home prices. The Federal Housing Finance Agency (FHFA) has announced an 18.05% increase to the baseline conforming loan limit for Fannie Mae and Freddie Mac home loans financed in 2022 for nearly every U.S....
6 Ways to Build Your Credit While Holiday Shopping
With the holiday season quickly approaching, the excitement of gift shopping for our loved ones begins. However, along with the excitement comes the financial pressure of keeping our credit in good financial standing. Fortunately, it is possible to enjoy holiday...
How Many Times Can You Use a VA Home Loan?
In recognition of those who have served our country, the Department of Veteran Affairs (VA) provides lifetime benefits for qualified veterans, active-duty personnel, reserve members, National Guard members, and some surviving spouses. As long as you restore your...
Types of Properties You Can Purchase With a VA Home Loan
A VA home loan is a mortgage loan backed by the Department of Veteran Affairs (VA) to assist veterans, active-duty service members, reserve members, National Guard members, and some surviving spouses, become homeowners. The VA stipulates the type of properties that...
Overcoming Your Fears of Buying a Home
There are many reasons people are unable to buy a home or use to avoid buying a home. However, buying a home doesn’t have to be scary. Being a homeowner has many benefits, including the ability to build personal and generational wealth. The Survey of Consumer...
6 Smart Ways to Keep Your Financial Goals on Track
Are you on track to reach your financial goals? Sometimes it can be challenging staying on course without ways to monitor your progress. If you feel that your financial goals are slipping or you need to refocus, use these tips to get back on track. 1 - Reevaluate...
How to Start Saving for Retirement
Many people dream about the day they can retire. Whether you're early in your career, closer to the traditional retirement age, or would like to retire early, you will need to have a substantial amount of money saved to maintain your current standard of living when...
6 Steps to Manage Your Money Wisely
Do you have confidence manage your money, or do you find it difficult to budget and plan how to spend and save your income wisely? If it's the latter, you're not alone. According to the Financial Health Network, 70% of individuals struggle to achieve financial...
How to Keep Your Personal Information Secure During Financial Transactions
It is easy to appreciate the speed and efficiency of making financial transactions online. You save a lot of time and effort shopping, paying bills, and managing your financial accounts online. Completing financial transactions online became exponentially...