News & Insights

April 20, 2021
Prabhakar Bhogaraju Appointed FinLocker’s Executive Vice-President, Head of Strategy & Product Development

April 1, 2021
The Tech Tribune: Profile of a Founder: Peter Esparrago

March 23, 2021
Fannie Mae White Paper: How Personal Financial Management Solutions Might Reshape Consumer Access to Mortgage Lending

March 16, 2021
FinLocker Partners With EPM To Provide The "Empower" Financial Well-being App To Homebuyers

Feb 26, 2021
The Tech Tribune: 2021 Best Tech Startups in Missouri

Jan 13, 2021
FinTech Hunting Podcast with Brian Vieaux, FinLocker President, and Kristin Messerli, Cultural Outreach

Jan 12, 2021
FinLocker Appoints Former Fannie Mae Head of Digital Products Henry Cason as Chief Executive Officer

Oct 30, 2020
FinLocker Partners with Barracuda to Secure our Customer’s Financial Information

Oct 19, 2020
TransUnion and FinLocker Partner to Give Consumers More Control of their Data to Secure Loans

Sept 10, 2020
FinLocker and HomeFree-USA Partner to Educate and Increase Homeownership Opportunities

June 9, 2020
FinLocker and Fiserv Winners of the 2020 Tearsheet Data Award for Best Data Aggregator / Fintech Partnership

May 24, 2020
FinLocker and Get Credit Healthy Partnership Combines Financial Recovery and Credit Success

March 24, 2020
VettedVA Deploys Financial Go Bag through Partnership with FinLockers

January 30, 2020
FinLocker Joins Forces with PRMG

January 30, 2020
FinLocker President Brian Vieaux Interviewed on Money Matters Podcast with Adam Torres

January 22, 2020
Fintech Hunter Speaks with FinLocker’s President, Brian Vieaux

January 9, 2020
FinLocker, a Personal Finance Management Tool, is Revolutionizing the Way Consumers Start, Plan, and Achieve Their Financial Goals

November 21, 2019
FinLocker Announces Fourth Patent Furthering Its Digital Financial Assistant

November 18, 2019
The Tech Tribune: 2019 Best Tech Startups in St. Louis

November 13, 2019
Digital Mortgage 2019 FinLocker Demo

September 25, 2019
FinLocker Introduces Personal Financial Assistant – MyFinLocker

September 10, 2019
FinLocker Adds Equifax Consumer Credit Solutions to its Patented Platform

August 13, 2019
“VantageScore presents five questions with Peter Esparrago, CEO FinLocker”

July 30th, 2019
FinLocker and ARIVE announce strategic partnership to provide mortgage brokers with a lead-to-loan and customer-for life platform.

July 10, 2019
Mortgage Industry Veteran Brian Vieaux Joins FinLocker as Company President

July 9, 2019
FinLocker Positions for Business Development and Sales Expansion with Addition of Brian Vieaux as President

November 2, 2018
Silicon Prairie News: FinLocker Recognized as Top 10 Missouri Company

August 14, 2018
FinLocker Asset Verification Solution Receives Approval From Fannie Mae

FinLocker announced today the approval of its asset verification solution as part of Fannie Mae’s® Desktop Underwriter® (DU®) validation service. Lenders now have access to FinLocker's asset verification reports via DU and are eligible to receive Day 1 Certainty® from Fannie Mae, which includes representation and warranty relief, when asset data is validated through the DU validation service.

July 30, 201
FinLocker Secures Third Patent For Digital Vault

FinLocker is pleased to announce the approval of a third patent, further innovating their proprietary analytics engine and digital vault functionality. This most recent patent adds to the FinLocker's patent strategy, locking in their distinct capabilities and substantiating the uniqueness of the technology. The FinLocker platform generates high-quality leads, and dramatically reduces lender costs, data errors and processing timelines.

June 28, 2018
FinLocker Expands Product Sophistication With Addition of Industry Veteran, Eric Bloomquist

FinLocker announced today the addition of Eric Bloomquist to their senior leadership team. Bloomquist has over two decades of innovative product management experience and brings a wealth of industry exposure that will help to extend the breadth of innovation for the sophisticated FinLocker solution.

Mar 14, 2018
Growing Fintech Companies Partner to Revolutionize Digital Mortgage Technology to Make Buying a Home Easier

WebMax, a digital mortgage solution provider, and FinLocker, a financial data and analytics platform, announced today that they finalized a partnership as a result of successful execution on their five joint customers. The partnership aims to build on 17 months of collaborative efforts to further propel lenders into the digital mortgage revolution.

Mar 8, 2018
FinLocker Receives Patent For Digital Vault

FinLocker announced today the approval of a second patent supporting proprietary leading-edge digital vault functionality. FinLocker's re-usable "financial locker" for consumers, manages financial data that can be used for loan transactions such as mortgages, auto, student, small business, and more.

Jan 10, 2018
Housingwire: DataVerify announces verification services integration with FinLocker

Verification and risk mitigation services provider DataVerify has announced that it will provide 4506-T IRS tax return verification data and Social Security Administration verifications through financial data and analytics platform FinLocker.

Dec 16, 2017
FinLocker Adds Key Cyber Security Executive, Jason Clark, to Leadership Team

Dec 6, 2017
National Mortgage News: FinLocker Leverages Aggregation Technology from Fiserv to Enhance Analytics Solution for Mortgage Industry

FinLocker, a financial data and analytics company, today announced a strategic relationship with Fiserv, Inc. (NASDAQ: FISV), a leading global provider of financial services technology solutions. The relationship between FinLocker and Fiserv creates the opportunity for lenders within the FinLocker mortgage network to incorporate financial data aggregation and personal financial management tools into the mortgage origination process.

April 4, 2017
FinLocker Continues National Expansion by Naming Bob Hoffman VP of Customer Success

March 8, 2017
FinLocker Boosts Its Analytics Platform - Integrating Equifax® Products

FinLocker today announced a connector relationship with Equifax Inc., a global information solutions provider.

February 3, 2017
Industry Insight: Tech Innovators: Fannie Mae Program Empowers Lending Confidence

The move toward digitization and a paperless mortgage process to create efficiencies, manage risk, reduce costs and improve the borrower experience has been under way in the mortgage industry for a while.

January 18, 2017
Industry Insight: DU® Validation Service

Fannie Mae recently launched a validation service powered by Desktop Underwriter® (DU®) that integrates verified consumer information from Equifax into its automated underwriting system, offering lenders an end-to-end income and employment verification solution. This includes instant income and employment verifications obtained via The Work Number® database and those that Equifax completes manually on a lender’s behalf. The DU validation service also incorporates validated income that has been reported to and received by the IRS via the Equifax 4506-T tax transcript service.

December 21, 2016
Entrepreneur Quarterly: FinLocker and the Digital Mortgage Revolution

If you’ve ever gone through the process of getting a loan of significant value, you know the tedious amount of paperwork that you have to collect and hand over to your lender. You probably also know about the inevitable phone call that comes a couple of days (or weeks) later, letting you know that you forgot to include that one really obscure piece of information, and now you need to include a new copy of your two most recent pay stubs because the previous ones are no longer the most recent.

December 19, 2016
FinLocker Debuts at Digital Mortgage Conference

December 16, 2016
Mike Atwell Joins the FinLocker Team

FinLocker today announced they have hired mortgage industry veteran Mike Atwell as their new VP of Sales to run and manage their national sales channel for the company. With over 25 years of business development and sales leadership roles in mortgage banking, Mike has been involved in building and managing companies specifically on the retail production side earlier in his career for companies such as IndyMac and Prospect Mortgage and then also helped launch and grow a startup lender/servicer called Generation Mortgage, a reverse mortgage lender, where he was the First VP managing the national sales channel for the company. In more recent years he was the Sales Director in the financial technology space where he worked with lenders nationally on providing a business intelligence SaaS platform for improved efficiencies and tracking of performance metrics for those organizations. Although originally a Washington, DC native, Mike has lived in Denver since 1995 with his family.

April 1, 2016
Fannie Mae Certifies eOriginal as an eMortgage solutions provider

Fannie Mae named eOriginal an eMortgage technology solution provider after it completed integration testing for eNote, eClose and eVault capabilities.

March 30, 2016
eOriginal’s Digital Mortgage Platform Adds FinLocker and 6 Other Partners

eOriginal, Inc., the experts in digital transaction management, today announced an expansion of its Digital Mortgage Platform with the addition of seven major new partners who fill critical roles in the end-to-end process. The platform features the industry’s first truly open, plug-and-play digital mortgage platform.

August 9, 2015
Industry Insight: Collingwood Group White Paper: Mortgage Industry is Ripe for Disruption

White paper finds market conditions leave mortgage industry vulnerable to major disruption. The paper exposes a group of innovators that are finding new ways to empower and delight consumers while increasing profitability at all stages of the mortgage process.

April 22, 2015
FinLocker Among Six Companies Chosen For Spring 2015 SixThirty FinTech Accelerator Class

SixThirty, a St. Louis-based accelerator program that invests in and provides mentoring and connections to financial technology (FinTech) startups, announces its Spring 2015 Cohort. The 2015 Spring Cohort includes: FinLocker, Bandura, Davo Technologies, New Constructs, PFITR, and Rippleshot.

May 8, 2015
Mortgage Professional America: What Does Financial Literacy Mean in 2015?

The consumer financial services industry has undergone a dramatic transformation over the past ten years, facing challenging business environments, landmark financial reform and an evolving credit market. The mortgage market is experiencing technological change.

May 11, 2015
United States: Fair Lending in The Age of Ability to Repay and Qualified Mortgages

We have now been operating for close to 16 months under the effect of the Ability to Repay and Qualified Mortgage Rules, and the results thus far look like a mixed bag. Some banks (not many) are originating on Qualified Mortgages, either priced to give them a rebuttable presumption or safe harbor status for compliance with the Ability to Repay.

December 1, 2014
Industry Insight: Ready in a Snap (or a Click): Empowering Consumers with Customer Centric Origination

For a bank to effectively achieve true customer centricity, it must take a close look at its technology infrastructure. Today's customers have high expectations when it comes to the customer experience. Fueled, in part, by the anytime-anywhere access and personalized experience they've come to expect from their favorite retailers, consumers are bringing these same expectations to their banking relationships.

November 26, 2014
Industry Insight: Mortgage Income Requirements in 2015 Will Be Driven by New Rules

New government rules have mortgage lenders checking, and double-checking, the income status of borrowers. Now more than ever, lenders want to ensure that homebuyers have the ability to repay their loan obligations. It’s a sign of the times. So, how much do you need to earn to buy a house these days? Here’s an updated look at mortgage requirements for 2015, and the government rules that are influencing them.

November 7, 2014
Industry Insight: Consumer Mortgage Data Breaches Do Not Just Exist in Cyberspace

There have recently been some large data breaches of consumer information that have made the news. Less known, there have been numerous examples of physical loan files being stolen from mortgage banks for the apparent purpose of identity theft.

October 15, 2014
Freddie Mac Issues Bulletin to Permit Third-Party Asset Verifications

The Single-Family Seller/Servicer Guide Bulletin announces revisions to our Mortgage eligibility and credit underwriting requirement to permit third-party asset verifications. (This policy change is similar to the existing income and employment verification policies in the Selling Guide). The policy change is effective immediately.

September 30, 2014
Fannie Mae Announces Change to Allow for Automated Asset Verifications

The Selling Guide currently provides two documentation options for verifying deposit and asset accounts. Fannie Mae has updated its policy to accept third-party vendor verifications of asset and depository information. (This policy change is similar to the existing income and employment verification policies in the Selling Guide). The policy change is effective immediately.

September 30, 2014
PennyMac - Announcement: Clarification Regarding Acceptable Sources for Verification of Assets

PennyMac issued Announcement 14-54 titled "Clarification Regarding Acceptable Sources of Verification of Assets". PennyMac clarified the acceptable sources for verification of assets when documentation is needed to verify a borrower has sufficient funds per program requirements.
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