FinLocker’s Mission

Enable people to achieve the dream of homeownership and financial well-being

FinLocker is a secure financial fitness tool that aggregates and analyzes a consumer’s financial data to offer a personalized journey for the consumer to achieve loan eligibility for a mortgage and other financial transactions.

Consumers benefit from personalized recommendations, homeownership and mortgage education, credit score, credit report and monitoring, cash flow analysis, budgeting, goal planning, data sharing, real estate search, and more. Mortgage lenders, originators, and other financial institutions can private-label FinLocker to generate and nurture leads, streamline the loan process, cross-sell value-added products, reduce costs, and create customers for life.

The FinLocker Team


We have over 100 years of mortgage industry expertise and a passion for placing people into homes.

We are a collection of engineers, builders, brewmasters, mortgage bankers, technologists, grillers, and hikers.

Finlocker team

Meet the FinLocker Leadership Team


Our team includes experienced industry executives representing a diverse background in mortgage banking, technology, cybersecurity, consumer credit, real estate, mortgage legal and compliance, venture capital, data and software-as-a-service platforms.

Executive Team

Henry Cason

Henry Cason

Chief Executive Officer

Henry brings a wealth of leadership and financial services experience to FinLocker, having served in several executive capacities during a successful 27-year tenure at Fannie Mae. Prior to joining FinLocker, Henry was Fannie Mae’s Senior Vice President and Head of Digital Products, and served as Fannie Mae’s Chief Data Officer. While at Fannie Mae, Henry oversaw the design, development, and launch of the company’s digital products and services across the residential mortgage loan life cycle. He was also responsible for fostering the integration of Fannie Mae’s technology and business infrastructure with that of its customers. Earlier in his career at Fannie Mae, Henry helped design, build, and distribute Desktop Underwriter, which is the most widely used automated underwriting platform in the mortgage industry today.

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Brian Vieaux

Brian Vieaux

President

Brian has over 25 years bank lending and mortgage experience. He was SVP Third Party Originations, Wholesale & Correspondent Lending at Flagstar Bank. Brian was SVP at Aurora Bank; SVP at Indymac Bank; and National Sales Director at CitiMortgage.

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Prabhakar Bhogaraju

Prabhakar Bhogaraju

Executive Vice-President, Head of Strategy & Product Development

PB has over 20 years of mortgage technology and consulting experience, with ten years in executive leadership positions at Fannie Mae in product development, data management, and digital business architecture. PB also has extensive experience in customer engagement, design thinking, digital business strategy, and product development to FinLocker.

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Eric Bloomquist

Eric Bloomquist

Chief Product Officer

Eric has over 24 years of mortgage banking experience. He was VP Product Management, Innovation, and Marketing at Equifax. Eric was SVP Global Mortgage Director at Citigroup. He also spent time as a Fannie Mae Product Manager, and Bank of America Banking Center Officer.

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Bryan Garcia

Bryan Garcia

CTO

Bryan has over 25 years technology and data leadership experience. He was CTO of Equifax, a global consumer, commercial, and workforce information solutions company. Bryan was SVP Technology of TALX, a workforce solutions company.He was part of the original team that developed and grew the widely used The Work Number product, now part of Equifax. He is also a General Partner and a senior mentor for SixThirty, a financial services accelerator.

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Chris Hazen

Chris Hazen

SVP, Customer Success

Chris has over a decade of mortgage technology experience. He served as General Manager and Sr. Director of Product at Equator, an Altisource business unit providing industry-leading default servicing technology. His expertise is in leading enterprise-level implementations and B2B onboarding, including national banking brands such as Bank of America and Fannie Mae.

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Board of Directors

Brian O’Reilly

Brian O’Reilly

Director

Brian has over 30 years mortgage and legal experience. He is Managing Director and Co-Founder of The Collingwood Group, a Situs company financial services advisory firm.Brian was Director of Automated Underwriting and Risk Management Solutions at Fannie Mae, where he managed several customer-facing technologies and the development and launch of Fannie Mae’s anti-fraud solution. Brian was EVP and General Counsel of Mortgage Capital Investors. He also practiced law with several international law firms.

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Barry Sandweiss

Barry Sandweiss

Co-Founder

Barry has over 20 years leadership experience in real estate and real estate finance. He was Co-Founder/COO of Lenders One, the largest mortgage banking cooperative in the U.S., in which he grew and sold.Barry was SVP and member of Global Leadership Team of Altisource Portfolio Solutions (ASPS), in which he helped grow market capitalization to $5+ billion via ASPS and spinouts of AAMC and RESI. He was Co-Founder of Community Lenders of America, a U.S. Bank/Mortgage Bank Advocacy Group. He is also Co-Founder of VidVerify, a mortgage video compliance company. Barry is also a General Partner at SixThirty (financial services accelerator) and Cultivation Capital (venture capital firm).

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Tim Stern

Tim Stern

Co-Founder

Tim has over 25 years leadership experience in real estate and real estate finance. He was Co-Founder/President of Lenders One, the largest mortgage banking cooperative in the U.S., in which he grew and sold. Tim was President of Origination Services, SVP and member of Global Leadership Team of Altisource Portfolio Solutions (real estate mortgage portfolio management and related technology products). He is also Co-Founder of VidVerify, a mortgage video compliance company. Tim is also a General Partner at SixThirty (financial services accelerator) and Cultivation Capital (venture capital firm).

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Joe Mellman

Joe Mellman

Senior Vice President - Mortgage Business Leader, TransUnion

Joe oversees the development and execution of TransUnion’s mortgage strategy and product suite, and is responsible for the business’ P&L. This includes a focus on helping mortgage and HELOC lenders improve their customer acquisition and retention and to optimize their origination and servicing operations. Prior to his current position, Joe held a variety of mortgage and capital markets product management and strategy roles at TransUnion. Before joining TransUnion, Joe held positions in consulting at McKinsey & Company and PricewaterhouseCoopers.

Joe received his bachelor’s degree from Yale University and an MBA from the Wharton School of the University of Pennsylvania.

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Cliff Holekamp

Cliff Holekamp

Co-Founder, Managing Director & General Partner, Cultivation Capital

Cliff’s board service in the Cultivation portfolio currently includes LockerDome, Benchmark Email, Policy Engage, FinLocker, Clever Real Estate, Resilia, and Element451.

Cliff was the Founder and President of Foot Healers (sold to private equity in 2007). He was also the Professor of Practice and Academic Director for Entrepreneurship at the Olin Business School at Washington University in St. Louis (retired in 2019) where he was named one of the Top 100 Entrepreneurship Professors in the World and led the entrepreneurship program to being ranked #1 in the world (Inc. Magazine, 2019).

His nonprofit board service includes work for the South Carolina Research Authority, Venture for America, the Saint Louis Zoo, and the Board of Trustees of Washington and Lee University. Cliff holds a B.A. from Washington and Lee University, and an MBA from Washington University in St. Louis. He worked as an account executive for IBM before beginning his entrepreneurial career.

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Advisors

Jason Clark

Jason Clark

Advisor

Jason has over 20 years cyber security expertise. He is a 4-time former Chief Information Security Officer (Emerson, Everbank, Websense, New York Times). Jason is Founder/Chairman of Security Advisor Alliance (group of top security leaders from Global 1000). He is former Chief Strategy Officer for Optiv (largest US cyber security consulting firm).

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Paul Mullings

Paul Mullings

Advisor

Paul has over 40 years mortgage banking experience. He is Managing Director at The Collingwood Group, a Situs company financial services advisory firm. Paul was SVP of Single Family Business at Freddie Mac. He was also SVP, Manager Mortgage Finance at JP Morgan Chase; President & CEO of Mortgage Electronic Registration Systems (MERS); President & CEO of Residential Mortgage Division of First Interstate Bank in California; and EVP and Treasurer of Glendale Federal Bank in California.

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Phil Bracken

Phil Bracken

Advisor

Phil has over 40 years mortgage banking and government relations experience. He is Managing Director at VantageScore Solutions. He is Chairman and Founder of America’s Homeowner Alliance. For past 11 years, Phil has been Co-Chairman of the Consumer / Lender Roundtable in Washington D.C. He held senior executive positions at Radian Guaranty, Wells Fargo, and Prudential Home Mortgage. Phil has received lifetime achievement awards from NAREB, MBA, NAHREP, and AREAA.

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Kevin Peranio

Kevin Peranio

Advisor

Kevin has over 20 years in mortgage banking. He is the Chief Lending Officer responsible for all loan production at PRMG, a leading mortgage bank. Kevin was COO at North Star Lending and was Regional Manager at First Magnus Financial.

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Ari Karen

Ari Karen

Advisor

Ari has over 20 years mortgage compliance and legal experience. He is Founder and Director of C3 Compliance Consultants, an Offit Kurman’s subsidiary mortgage compliance consulting business. Ari is a Principal at Offit Kurman, a law firm. He is a sought after national speaker and published writer to mortgage lenders nationwide. He writes a weekly blog for the National Mortgage News, a leading online publication for the mortgage industry.

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Let’s Chat

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