Our Mission

Enable people to achieve the dream of homeownership and financial well-being

FinLocker is a secure financial fitness tool that aggregates and analyzes a consumer’s financial data to offer personalized journeys to achieve loan eligibility for a mortgage and other financial transactions.

Consumers benefit from personalized recommendations, homeownership and mortgage education, credit score, credit report and monitoring, cash flow analysis, budgeting, goal planning, data sharing, real estate search, and more. Mortgage lenders, banks, credit unions, and other financial service providers can private-label FinLocker to generate and nurture leads, streamline the loan process, cross-sell value-added products, reduce costs, decrease risk, and create customers for life.

The FinLocker Team

We have over 100 years of mortgage industry expertise and a passion for placing people into homes.

We are a collection of engineers, builders, brewmasters, mortgage bankers, technologists, grillers, and hikers.

Finlocker team

Meet the FinLocker Leadership Team

Our team includes experienced industry executives representing a diverse background in mortgage banking, technology, cybersecurity, consumer credit, real estate, mortgage legal and compliance, venture capital, data and software-as-a-service platforms.

Executive Team

Henry Cason

Henry Cason

Chief Executive Officer

Henry Cason brings a wealth of leadership and financial services experience to FinLocker, having served in several executive capacities during a successful 27-year tenure at Fannie Mae. Prior to joining FinLocker in 2021, Henry was Fannie Mae’s Senior Vice President and Head of Digital Products, and served as Fannie Mae’s Chief Data Officer. While at Fannie Mae, Henry oversaw the design, development, and launch of the company’s digital products and services across the residential mortgage loan life cycle. He was also responsible for fostering the integration of Fannie Mae’s technology and business infrastructure with that of its customers. Earlier in his career at Fannie Mae, Henry helped design, build, and distribute Desktop Underwriter, which is the most widely used automated underwriting platform in the mortgage industry today.

Brian Vieaux

Brian Vieaux

President & Chief Operating Officer

Brian Vieaux is passionate about financial literacy and empowering lenders with digital financial tools to attract, engage and retain customers. His 28-year executive career in mortgage banking and extensive experience building business channels have positioned him to help lenders execute an embedded finance strategy, transitioning from a transaction focus to one of continuous engagement.

Bryan Garcia

Bryan Garcia

Chief Technology Officer

Bryan Garcia has over 25 years of technology and data leadership experience. Prior to joining FinLocker in 2015, Bryan was CTO at Equifax, a global consumer, commercial, and workforce information solutions company, and SVP of Technology at TALX, a workforce solutions company. He was part of the original team that developed and grew the widely used The Work Number product, now part of Equifax. Bryan is also a General Partner and a senior mentor for SixThirty, a financial services accelerator.

Brian has been a member of the Information Systems Technology Advisory Board at the University of Missouri-St Louis since 2010.

Andria Thomas

Andria Thomas

Chief Product Officer

Andria Thomas draws on a wealth of experience in consumer product management and product strategy to lead the development of the FinLocker product to prepare consumers to achieve and sustain homeownership. Prior to joining FinLocker in November 2021, Andria led product development for CreditWise from Capital One, a B2C credit score monitoring and improvement tool used by tens of millions since 2014. Andria also spent a decade in management consulting for financial services, working with Boston Consulting Group (BCG) and later with mission-driven strategy firm Dalberg Advisors, where she co-led their global Financial Inclusion practice.

Prabhakar Bhogaraju

Prabhakar Bhogaraju

Executive Vice-President, Head of Strategy

Prabhakar “PB” Bhogaraju has over 20 years of mortgage technology and consulting experience, with extensive experience in design thinking and digital business strategy, product development, and customer engagement. Prior to joining FinLocker in 2021, PB held executive leadership positions in product development, data management, and digital business architecture at Fannie Mae for ten years.

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Chris Hazen

Chris Hazen

Senior Vice-President, Customer Success

Chris Hazen has over a decade of mortgage technology experience. Prior to joining Finlocker in 2021, he served as General Manager and Sr. Director of Product at Equator, an Altisource business unit providing industry-leading default servicing technology. His expertise is in leading enterprise-level implementations and B2B onboarding, including national banking brands such as Bank of America and Fannie Mae.

Board of Directors

Barry Sandweiss


Barry Sandweiss has over 20 years leadership experience in real estate and real estate finance. He is a General Partner at Cultivation Capital (venture capital firm) and SixThirty (financial services accelerator).

Tim Stern


Tim Stern has over 25 years leadership experience in real estate and real estate finance. He is a General Partner at Cultivation Capital (venture capital firm) and SixThirty (financial services accelerator).

Cliff Holekamp

Co-Founder, Managing Director & General Partner, Cultivation Capital

Cliff Holekamp is Co-Founder, Managing Director & General Partner with Cultivation Capital. Cliff’s Board service in the portfolio includes LockerDome, Benchmark Email, PolicyEngage, FinLocker, Clever Real Estate, Resilia, and Element451.

Brian O’Reilly


Brian O’Reilly has over 30 years mortgage and legal experience. He is Advisory Board Member to Reconstruct, Inc, and Board member and Non-Executive Chairman with Clarity Grid Solutions.

Joe Mellman

Senior Vice President - Mortgage Business Leader, TransUnion

Joe Mellman is Senior Vice President, Mortgage Business Leader with TransUnion. He oversees the development and execution of TransUnion’s mortgage strategy and product suite, and is responsible for the business’ P&L.


Phil Bracken


Phil Bracken has over 40 years mortgage banking and government relations experience. He is Managing Director of Government and Mortgage industry relations with VantageScore Solutions, Chairman and Founder of America’s Homeowner Alliance, and Co-Chairman of the Consumer/Lender Roundtable in Washington D.C.

Jason Clark


Jason Clark has over 20 years cyber security expertise. He is the Chief Security Officer & Chief Strategy Officer with Netskope.

Ari Karen


Ari Karen has over 20 years mortgage compliance and legal experience. He is a Principal Attorney at The Offit Kurman law firm, and Founder and CEO of Strategic Compliance Partners, a mortgage compliance consulting business and Offit Kurman subsidiary.

Paul Mullings


Paul Mullings has over 40 years mortgage banking experience. He is Managing Director at The Collingwood Group.

Kevin Peranio


Kevin Peranio has over 20 years in mortgage banking. He is the Chief Lending Officer responsible for all loan production at PRMG, a leading mortgage lender.

Let’s Chat

Want to learn more about how FinLocker can help?