Enable people to achieve the dream of homeownership and financial well-being
FinLocker is a secure financial fitness tool that aggregates and analyzes a consumer’s financial data to offer a personalized journey for the consumer to achieve loan eligibility for a mortgage and other financial transactions.
Consumers benefit from personalized recommendations, homeownership and mortgage education, credit score, credit report and monitoring, cash flow analysis, budgeting, goal planning, data sharing, real estate search, and more. Mortgage lenders, originators, and other financial institutions can private-label FinLocker to generate and nurture leads, streamline the loan process, cross-sell value-added products, reduce costs, and create customers for life.
The FinLocker Team
We have over 100 years of mortgage industry expertise and a passion for placing people into homes.
We are a collection of engineers, builders, brewmasters, mortgage bankers, technologists, grillers, and hikers.
Meet the FinLocker Leadership Team
Our team includes experienced industry executives representing a diverse background in mortgage banking, technology, cybersecurity, consumer credit, real estate, mortgage legal and compliance, venture capital, data and software-as-a-service platforms.
Chief Executive Officer
Henry brings a wealth of leadership and financial services experience to FinLocker, having served in several executive capacities during a successful 27-year tenure at Fannie Mae. Prior to joining FinLocker, Henry was Fannie Mae’s Senior Vice President and Head of Digital Products, and served as Fannie Mae’s Chief Data Officer. While at Fannie Mae, Henry oversaw the design, development, and launch of the company’s digital products and services across the residential mortgage loan life cycle. He was also responsible for fostering the integration of Fannie Mae’s technology and business infrastructure with that of its customers. Earlier in his career at Fannie Mae, Henry helped design, build, and distribute Desktop Underwriter, which is the most widely used automated underwriting platform in the mortgage industry today.
Brian has over 25 years bank lending and mortgage experience. He was SVP Third Party Originations, Wholesale & Correspondent Lending at Flagstar Bank. Brian was SVP at Aurora Bank; SVP at Indymac Bank; and National Sales Director at CitiMortgage.
Executive Vice-President, Head of Strategy & Product Development
Chief Product Officer
Eric has over 24 years of mortgage banking experience. He was VP Product Management, Innovation, and Marketing at Equifax. Eric was SVP Global Mortgage Director at Citigroup. He also spent time as a Fannie Mae Product Manager, and Bank of America Banking Center Officer.
Bryan has over 25 years technology and data leadership experience. He was CTO of Equifax, a global consumer, commercial, and workforce information solutions company. Bryan was SVP Technology of TALX, a workforce solutions company.He was part of the original team that developed and grew the widely used The Work Number product, now part of Equifax. He is also a General Partner and a senior mentor for SixThirty, a financial services accelerator.
SVP, Customer Success
Board of Directors
Barry has over 20 years leadership experience in real estate and real estate finance. He was Co-Founder/COO of Lenders One, the largest mortgage banking cooperative in the U.S., in which he grew and sold.Barry was SVP and member of Global Leadership Team of Altisource Portfolio Solutions (ASPS), in which he helped grow market capitalization to $5+ billion via ASPS and spinouts of AAMC and RESI. He was Co-Founder of Community Lenders of America, a U.S. Bank/Mortgage Bank Advocacy Group. He is also Co-Founder of VidVerify, a mortgage video compliance company. Barry is also a General Partner at SixThirty (financial services accelerator) and Cultivation Capital (venture capital firm).
Senior Vice President - Mortgage Business Leader, TransUnion
Joe received his bachelor’s degree from Yale University and an MBA from the Wharton School of the University of Pennsylvania.
Co-Founder, Managing Director & General Partner, Cultivation Capital
Cliff was the Founder and President of Foot Healers (sold to private equity in 2007). He was also the Professor of Practice and Academic Director for Entrepreneurship at the Olin Business School at Washington University in St. Louis (retired in 2019) where he was named one of the Top 100 Entrepreneurship Professors in the World and led the entrepreneurship program to being ranked #1 in the world (Inc. Magazine, 2019).
His nonprofit board service includes work for the South Carolina Research Authority, Venture for America, the Saint Louis Zoo, and the Board of Trustees of Washington and Lee University. Cliff holds a B.A. from Washington and Lee University, and an MBA from Washington University in St. Louis. He worked as an account executive for IBM before beginning his entrepreneurial career.
Jason has over 20 years cyber security expertise. He is a 4-time former Chief Information Security Officer (Emerson, Everbank, Websense, New York Times). Jason is Founder/Chairman of Security Advisor Alliance (group of top security leaders from Global 1000). He is former Chief Strategy Officer for Optiv (largest US cyber security consulting firm).
Phil has over 40 years mortgage banking and government relations experience. He is Managing Director at VantageScore Solutions. He is Chairman and Founder of America’s Homeowner Alliance. For past 11 years, Phil has been Co-Chairman of the Consumer / Lender Roundtable in Washington D.C. He held senior executive positions at Radian Guaranty, Wells Fargo, and Prudential Home Mortgage. Phil has received lifetime achievement awards from NAREB, MBA, NAHREP, and AREAA.
Kevin has over 20 years in mortgage banking. He is the Chief Lending Officer responsible for all loan production at PRMG, a leading mortgage bank. Kevin was COO at North Star Lending and was Regional Manager at First Magnus Financial.
Want to learn more about how FinLocker can help?