FinLocker – Lead to Loan to Customer for Life Platform

LEAD to LOAN to CUSTOMER FOR LIFE Platform

What is FinLocker?

FinLocker is a transactional personal financial assistant tool that enables loans and financial transactions.
With consumer consent, FinLocker captures key borrower data (e.g., assets, income, taxes, credit, real estate, credit, insurance, and more) and applies intelligent analytics such as loan product recommendations based on a consumer’s financial profile, asset and income verification, and more.
Plus additional innovative features, such as preparing first-time homebuyers financially, 140+ mortgage education videos, and real estate search.

Latest News

TransUnion and FinLocker Partner to Give Consumers More Control of their Data to Secure Loans

Oct. 19, 2020 // Eric B. FinLocker

FinLocker and HomeFree-USA Partner to Educate and Increase Homeownership Opportunities

Sept,10 2020 // Eric B. FinLocker

Announcing the winners of the 2020 Tearsheet Data Awards

June,9 2020 // Brian Vieaux FinLocker

FinLocker and Get Credit Healthy partnership combines financial recovery and credit success

May,24 2020 // FinLocker

VettedVA deploys financial Go Bag through partnership with FinLockers

March, 24th, 2020 // FinLocker

FinLocker Joins Forces with PRMG

January, 30th, 2020 // FinLocker

How FinLocker is streamlining the Lending Process

CENTRAL REPOSITORY OF INFORMATION

A secure data and document vault

AUTOMATED DATA AGGREGATION AND AI

With consumer’s consent, FinLocker retrieves and aggregates data from trusted sources and applies AI for insights and recommendations

COLLABORATION PLATFORM

Lenders can communicate with the consumer and offer promotions, products, customized notifications or personalized recommendations

INCREASED TRANSPARENCY

Borrowers are given unprecedented insight into and control over their data, giving them greater confidence

PROTECTION

Multiple layers of security and rigorous controls protect both consumer and lender data

PERSONALIZED RECOMMENDATIONS AND CROSS-SELL OPPORTUNITY

Lenders may leverage data to make personalized recommendations and streamline digital transactions

UP-TO-DATE FINANCIAL TRANSACTIONS AND BALANCES

Balances updated as recent as the previous business day

VERIFY INFORMATION DIGITALLY + ANALYTICS

FinLocker’s Day 1 Certainty asset verification and income analysis streamlines loan processing and underwriting

The Desktop Underwriter® (DU®) validation service (from Fannie Mae) uses third-party data vendors to independently validate borrower income, employment, and asset data, providing Fannie Mae lenders Day 1 Certainty® on validated loan components. FinLocker is an authorized report supplier of asset validation through Desktop Underwriter®.

FinLocker is a member of the Mortgage Bankers Association

FinLocker has gone through the rigors of a third party that provides reports intended to meet the needs of a broad range of users that need detailed information and assurance about the controls at a service organization (FinLocker) relevant to security, availability, and confidentiality of the systems the service organization (FinLocker) uses to process users’ data and the confidentiality of the information processed by these systems.