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A Guide to Understanding Homebuyer Agent Agreements
Navigating the real estate market as a first-time homebuyer can be challenging. Recent changes resulting from the National Association of Realtors® (NAR) settlement have added complexity to the process, even for experienced homebuyers. To help you prepare for the...
Types of Properties You Can Purchase With a VA Home Loan
A VA home loan is a mortgage loan backed by the Department of Veteran Affairs (VA) to assist veterans, active-duty service members, reserve members, National Guard members, and some surviving spouses, become homeowners. The VA stipulates the type of properties that...
Overcoming Your Fears of Buying a Home
Buying your first home is an exciting milestone to achieve. The mortgage process can seem pretty intimidating but there’s really nothing to be frightened about. To alleviate some of your concerns, we thought we’d go through a few of the most common fears of...
6 Smart Ways to Keep Your Financial Goals on Track
Are you on track to reach your financial goals? Sometimes it can be challenging staying on course without ways to monitor your progress. If you feel that your financial goals are slipping or you need to refocus, use these tips to get back on track. 1 - Reevaluate...
How to Start Saving for Retirement
Many people dream about the day they can retire. Whether you're early in your career, closer to the traditional retirement age, or would like to retire early, you will need to have a substantial amount of money saved to maintain your current standard of living when...
6 Steps to Manage Your Money Wisely
Do you have confidence manage your money, or do you find it difficult to budget and plan how to spend and save your income wisely? If it's the latter, you're not alone. According to the Financial Health Network, 70% of individuals struggle to achieve financial...
How to Keep Your Personal Information Secure During Financial Transactions
It is easy to appreciate the speed and efficiency of making financial transactions online. You save a lot of time and effort shopping, paying bills, and managing your financial accounts online. Completing financial transactions online became exponentially...
7 Tips to Avoid Identify Theft
Nearly 33% of Americans have been victims of identity theft attempts at some point in their lives. Between January and September 2024, the U.S. Federal Trade Commission received 841,810 identity theft reports, with credit card fraud being the most common - 42% of...
How to Work With an Architect on Your Home Remodel
Most people buy a home to provide a safe, secure and comfortable place to live and make memories. If you're balancing home life with work and raising a family in one place, you may have outgrown common living spaces. If you love your home and neighborhood, now...
How to Qualify for a Mortgage With Student Loan Debt
For most people, taking care of student loan debt is one of the biggest challenges to overcome before beginning their homebuying journey. In 2022, 43% of homebuyers reported student loan debt as an expense that delayed their ability to save for a home, according to...
How to Prepare to Buy a Home With Student Loan Debt
Congratulations, you have decided that now is the perfect time to begin your journey towards homeownership! However, if you are reading this, that means you are worried about your student loan debt interfering with your goals. Unfortunately, student loan debt can...
How a College Graduate Uses FinLocker to Manager Her Student Loan Debt
My name is Alex Elliott, and I graduated from the University of Missouri in Columbia in May 2021 with a Bachelor's degree in Mediated Communications and a minor in Digital Storytelling. I am very thankful to have had the opportunity to attend college...
How to Avoid Student Loan Debt Impacting Your Future Financial Plans
Student loan debt is often tremendous burden for recent college graduates trying to start the next chapter of their life. In 2021, 44.7 million Americans have student debt adding up to $1.71...