Learning Center
Your Success Strategy: Bringing It All Together
Every mortgage decline recovery story is unique, but successful outcomes follow similar patterns. The borrowers who succeed are those who treat their decline as valuable feedback rather than a rejection, who focus on the fundamentals rather than trying to game the...
How to Start Saving for Retirement
Many people dream about the day they can retire. Whether you're early in your career, closer to the traditional retirement age, or would like to retire early, you will need to have a substantial amount of money saved to maintain your current standard of living when...
6 Steps to Manage Your Money Wisely
Do you have confidence manage your money, or do you find it difficult to budget and plan how to spend and save your income wisely? If it's the latter, you're not alone. According to the Financial Health Network, 70% of individuals struggle to achieve financial...
How to Keep Your Personal Information Secure During Financial Transactions
It is easy to appreciate the speed and efficiency of making financial transactions online. You save a lot of time and effort shopping, paying bills, and managing your financial accounts online. Completing financial transactions online became exponentially...
7 Tips to Avoid Identify Theft
Nearly 33% of Americans have been victims of identity theft attempts at some point in their lives. In 2024, the U.S. Federal Trade Commission received 6,471,708 identity theft reports, with credit card fraud being the most common - 42% of victims only found out...
How to Work With an Architect on Your Home Remodel
Most people buy a home to provide a safe, secure and comfortable place to live and make memories. If you're balancing home life with work and raising a family in one place, you may have outgrown common living spaces. If you love your home and neighborhood, now...
How to Qualify for a Mortgage With Student Loan Debt
For most people, taking care of student loan debt is one of the biggest challenges to overcome before beginning their homebuying journey. In 2022, 43% of homebuyers reported student loan debt as an expense that delayed their ability to save for a home, according to...
How to Prepare to Buy a Home With Student Loan Debt
Congratulations, you have decided that now is the perfect time to begin your journey towards homeownership! However, if you are reading this, that means you are worried about your student loan debt interfering with your goals. Unfortunately, student loan debt can...
How a College Graduate Uses FinLocker to Manager Her Student Loan Debt
My name is Alex Elliott, and I graduated from the University of Missouri in Columbia in May 2021 with a Bachelor's degree in Mediated Communications and a minor in Digital Storytelling. I am very thankful to have had the opportunity to attend college...
How to Avoid Student Loan Debt Impacting Your Future Financial Plans
Student loan debt is often tremendous burden for recent college graduates trying to start the next chapter of their life. In 2021, 44.7 million Americans have student debt adding up to $1.71...
Prepare for Education Expenses With a 529 Savings Plan
If you have children, you probably have concerns about saving for their education while also paying for your household expenses and achieving your personal and family financial goals. College education can be very costly, especially if you have more than one child...
Comparing Snowball Method and Avalanche Method to Pay Off Debt
Paying off all your debt can seem like an impossible task, especially if you can only manage to pay the minimum required amount each month. Fortunately for you, there are multiple strategies to help you pay off that balance. Two of these strategies are the snowball...
How to Start and Build Your Emergency Fund. The Benefits of Being Financially Prepared.
If your car unexpectedly broke down tomorrow, and you were faced with a $1000 repair bill, would you be able to pay the total amount from your savings? If your answer is No, you're not alone. Sixty-one percent (61%) of Americans would be unable to cover an...