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Your Success Strategy: Bringing It All Together
Every mortgage decline recovery story is unique, but successful outcomes follow similar patterns. The borrowers who succeed are those who treat their decline as valuable feedback rather than a rejection, who focus on the fundamentals rather than trying to game the...
10 Key Players in the Home Buying Process
Once you've decided to become a homeowner, it is time to start the home buying process. If this is the first time you've bought a home, the whole process might seem intimidating, but you are certainly not alone. You will encounter numerous professionals along the...
7 Activities to Avoid Between Mortgage Pre-approval and Closing on Your New Home
You have successfully been pre-approved for a mortgage loan due to sensibly handling your finances. Jeopardizing your hard work with a few careless activities before closing on your new home would be a mistake. Avoid doing any of these activities until you have the...
Types of Homeowners Insurance, What It Does and Doesn’t Cover
Your home is probably your biggest investment. A Homeowners insurance policy will protect your investment and the people and possessions on the property. Before you can close on your mortgage you must provide you mortgage lender proof that you have...
Buying and Selling a Home Before School Starts
If you want to sell your home, you might be wondering if you should do it before or after the school year. If you do it before school returns for a new year, there are plenty of benefits as families will want to get settled before the back-to-school rush hits....
The Importance of Knowing Your Net Worth
Net Worth is the sum of your assets minus your liabilities. It is often considered an indicator of financial success. To build net worth, most people accumulate assets as they age by buying a car, home, adding to their savings and retirement accounts, and...
How to Avoid Having Your Mortgage Application Denied
Getting approved for your first mortgage loan can be challenging. More than a third of respondents to the Maxwell 1H 2022 Millennial and Gen Z Borrower Sentiment Report had been previously denied a mortgage. By being prepared, you can reduce the odds of having your...
7 Tips to Find Your First Home
If you're looking to find your first home in a city or neighborhood with a low inventory of affordable starter homes, how do you decide what you want and what you need, and buy that home for a price you can afford? Check out these tips to find a home you'll love –...
5 Common Home Buying Myths Busted
There is so much to consider when buying your first home. Advice often pours in from well-meaning parents and friends, which can contradict what you’ve read in your online research and received from your mortgage lender and real estate agent. What we do know is...
10 Ways to Save for a Down Payment on a Home
,Saving for a down payment is one of the major hurdles most first-time homebuyers face on their journey towards homeownership. However, with a clear savings goal, a solid savings plan, and adopting a few savings strategies, you’ll be well on your way to saving for...
Lifestyle Benefits of Owning Your Home
A home is more than just a roof and walls. The financial benefits of being a homeowner are easy to calculate. However, homeownership also has lifestyle, health, and social benefits for the homeowner, their extended family, and the community. Gain a community...
Financial Benefits of Owning Your Home
The decision to buy or rent your home can be challenging. Homeownership has traditionally been an important way to build wealth. A view held by the majority of Americans: 84% believe that buying a home is a good financial decision.1 Here are four reasons why...
How to File for Homestead Exemption in Your State
Homestead exemption can protect a portion of your property's equity from certain creditors if you file for bankruptcy. In many U.S. states, it can also help you save on your property taxes. While some states provide both the property tax deduction and equity...