Learning Center
A Guide to Understanding Homebuyer Agent Agreements
Navigating the real estate market as a first-time homebuyer can be challenging. Recent changes resulting from the National Association of Realtors® (NAR) settlement have added complexity to the process, even for experienced homebuyers. To help you prepare for the...
Negotiating Mortgage Relief to Stay In Your Home
If you're struggling to make your mortgage payments due to a short- or long-term financial setback, there are options to help you stay in your home and avoid foreclosure. Remember that your lender wants to help you stay in your home! Reach out to your lender...
Understanding the Factors That Determine Your Credit Score
Whether you are considering buying a home, financing a car, or opening a credit card account, your credit score will be a factor in the interest rate that you are quoted. Every day we see advertising and offers about how to obtain a credit report and monitor our...
Get Relief From the Financial Impacts of Coronavirus
If you are experiencing a hardship such as job loss, income reduction, or sickness due to COVID-19 and you are no longer able to make your mortgage payment, your mortgage servicer is available to help with mortgage relief options, including: Payment relief through...
How to Apply for a VA Home Loan With a Certificate of Eligibility
In recognition of your service, the Department of Veterans Affairs financially backs home loans for Veterans, Active Duty Service Members, National Guard, Reserves and some surviving spouses. VA home loans can be used to buy a single-family home or condo, purchase...
5 Ways to Improve Your Credit Score in 100 Days
Borrowers with credit scores as low as 620 can qualify for a mortgage, even amid the current economic downturn. However, a higher credit score will increase your chance of securing a lower interest rate. “Preparing your finances is a must,” says Barrett Burns,...
Budgeting in a Time of Crisis
Right now, it feels like everything is changing. Perhaps you or someone in your family has been furloughed or laid off, or you worry that it could happen soon. Rather than feel stressed or worried about your money, take action now now to take back control. If...