With 54% of students requiring financial assistance to pay for their higher education this past year, the burden of student loan debt continues to grow in the trillions and weighs heavily on individuals after graduation. Many graduates are concerned that student loan debt will negatively impact their ability to achieve their important financial milestone goals, especially homeownership.
As a business owner, having a solid grasp of financial concepts and principles is crucial for making sound decisions that can make or break your company's success. Financial literacy encompasses understanding financial statements, cash flow management, budgeting,...
Most homebuyers start their homeownership journey by searching for homes online or connecting with a real estate agent before contacting a loan officer. After referrals from past clients, 8 in 10 loan officers say they receive referrals from real estate agents more...
In today's competitive mortgage market, a borrower's credit profile is a critical factor in determining loan eligibility. However, credit remains a significant hurdle for many mortgage applicants, leading to application denials and pipeline fallouts, significantly...