Business Building Center
Winning Starts With Your Database: How Loan Officers Can Unlock Real-Time Signals to Win More Business
After interviewing hundreds of mortgage professionals, one truth is clear: the loan officers who win in today’s competitive market aren’t the ones with the lowest rates. They’re the ones who truly know their database. Too often, databases are treated like a phone...
Having a Lion Mindset Helps Millennial Buy First Home
Ethan was typical of many young first-time homebuyers. He had a short credit history, an average credit score and thought the only way to qualify for a mortgage was to have a 20% down payment. What was different about Ethan is that he worked at FinLocker and had...
How Fintech Makes it Easier to Deliver Borrowers a Personalized Mortgage Experience
Borrowers come to you at all levels of financial preparedness. First-time homebuyers can have student loan debt, an average credit score, a high DTI, and insufficient savings to cover their down payment and closing costs. How do you get each borrower...
How Consumer-Permissioned Data Provides Consumers With Extra Protection During Financial Transactions
Consumer-permissioned data puts the consumer in control of what transactional data they share with a lender, insurance company, other financial institutions, or service providers. What is consumer-permissioned data? Consumer-permissioned data is personal...
Bringing Financial Wellbeing to the Black Community
In honor of Black History Month, we’ve examined the racial disparity in homeownership and ways for the fintech, finance, and mortgage industries to improve Black Americans' homeownership rate. Homeownership is the primary way that American families accumulate...
A Case for the Financial Go Bag
Vetted VA is an online community where Veterans can ask real estate and mortgage questions and receive answers from a network of Vetted Financial Professionals without being solicited. Vetted VA founder, Christopher Griffith was seeking additional financial tools...
5 Ways to Fill Your Pipeline With Millennial Homebuyers
At the conclusion of 2019, prior to the Coronavirus changing the way we live and work, Millennials - those born between 1981 and 1996 (turning 25 to 40 in 2021) – had a 47%1 share of primary home loan originations of the market. As 2020 progressed, and office...
Qualify More Borrowers With a Top of the Funnel Digital Transformation
Updated December 14, 2022 Digital mortgage applications have become industry table stakes. While some companies offer a digital solution to get prospects pre-qualified quickly, other companies have expanded beyond the initial loan application to provide an entirely...