In today's complex financial landscape, the journey to homeownership can be daunting for first-time buyers. The importance of loan officers extending their roles beyond mere facilitators of loans to becoming pivotal sources of financial education cannot be...
In today's competitive mortgage market, a borrower's credit profile is a critical factor in determining loan eligibility. However, credit remains a significant hurdle for many mortgage applicants, leading to application denials and pipeline fallouts, significantly...
The mortgage industry continues to face challenges as more Gen Z and Millennials enter the home buying market. Despite record high home prices, elevated mortgage rates and limited inventory making homeownership difficult to attain for first-time buyers, 53.85% of...
Homeownership stands as a cornerstone of financial stability and wealth accumulation for most Americans. Yet, for Black Americans, it remains an enduring challenge. The Federal Reserve Bank of St Louis reported in Q4 2023 that the homeownership rate of Black...
Hispanic homeownership is growing at a record pace despite affordability and inventory challenges across the United States. Fueled by rapidly forming households, a key precursor to homeownership, and younger homebuyers (the median age of Hispanic first-time...
In today's competitive housing market, Millennials and Gen Z face numerous obstacles on their path to becoming homeowners. However, there is a valuable opportunity for mortgage lenders and originators to connect with potential customers through financial education....
Navigating the mortgage transaction process can be an emotionally charged journey, not only for first-time homebuyers but also for seasoned homeowners. Mortgage originators often encounter challenges when working with first-time homebuyers, as the level of mortgage...
The economic and housing conditions have significantly shifted home buying patterns in the past year, raising questions about the attitudes of future homebuyers towards homeownership. The National Association of REALTORS® (NAR) reported an 8% decrease in...
Consumer lending has evolved into a sophisticated enterprise of data-driven personalization, hyper-local segmentation, and real-time, always-on digital marketing, trying to find the perfect offer for the right consumer at the most opportune time. It is all about...
Brian Vieaux has 30 years of experience in bank lending and mortgage, covering business strategy, business development, sales and marketing, compliance, quality control, and risk management. In building business channels within both large and medium-sized...